Wednesday, January 18, 2012

Travel Insurance-To Claim Or Not To Claim

!: Travel Insurance-To Claim Or Not To Claim

Travel insurance is an extra that the majority of us purchase, or a least give careful consideration to, in preparation for our holiday. There is clear benefit to having this type of policy and each and every year it saves UK holiday makers millions of pounds that would have otherwise been spent on medical fees, lost or stolen baggage and holiday cancellation, to name but a few.

Even so, a survey carried out by the Post Office highlights - perhaps worryingly - that many of us are neglecting to claim for incidents and mishaps that happen whilst we are on holiday.

According to the survey, over 70% of UK travellers are losing out on an estimated £13.5bn in claims that they would be covered under their travel insurance policies.

It seems the biggest reason for this is lack of knowledge, perhaps caused by failure to read through the policy at the time of receiving it. This suggests it really is worth checking beyond the key features of your policy to discover the extra cover you are entitled to.

The survey highlighted the age group most likely to neglect a claim for a holiday mishap as those between 25 and 44 years of age. It is not known why this age group carries a higher risk-perhaps they are the key demographic when it comes to holiday insurance take-up?

Of the incidents that occur on the average holiday to whopping seven out of 10 go unclaimed for cover despite having being taken out for this very purpose. The most common occurrences include flight delays, lost or damaged luggage and personal injury.

When traveling abroadin your car you should ensure you are covered. This may either be included in your car insurance policy or be a feature of your travel insurance policy. A minimum level of third party cover is required in all European community member countries.

If you want to find cheap travel insurance it is best to spend a little time looking round for a quote-the use of a comparison site can speed things up a little. The golden rule when looking for a good deal is to choose your policy depending on features and not just price.


Travel Insurance-To Claim Or Not To Claim

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Tuesday, January 10, 2012

How to Get Rid of Leather Smell

!: How to Get Rid of Leather Smell

The leather odors may be relatively easy to deal with on a small scale, but on a large scale they can seem altogether impossible. Good quality leather will smell quite strong for several years, really. So the real question that should be asked is: Are you sure you want to remove the leather smell from your leather products? Some people actually find the smell of leather rather sexy, and it's a good indicator that your leather is of high caliber. Who doesn't want to have that leathery smell on their leather items?

But to each his/her own, and if you'd rather that your leather product (whether it's a jacket, car upholstery, the sofa or even your handbag) smells something else entirely, then follow the tips and advice below. For what it's worth, you have something made of animal hide. You should probably expect it to smell like animal hide.

Leather Smell Removal

* The only true cure (sorry for that pun) for leather musk is age; wait for the smell to go away as the leather ages, that is. You could probably mask it with something else, but putting something on the leather will probably make it take longer for the smell to go away.

* Masking agents are often used to try and take care of problematic odors. The problem with a masking agent is it does just that, it "masks" or hides the leather odor; it will not remove it.

Masking agents are often oil based and can leave a residue on the materials being treated. Masking agents can also trigger allergic reactions in sensitive individuals, such as runny noses and itchy watery eyes. A masking agent will also dissipate with time and it is possible that the original leather odor will return so use with caution.

Potpourri, air fresheners, The Body Shop Scents, a particularly fragrant shampoo, perfumes, lemon juice and whatnot are just some of the many examples you can use to mask that animal hide stench.

* You might want to go into a tack shop (horse supplies), if there's one nearby, and ask them for help. There are all sorts of leather conditioners and cleaners, and some of them can help cover the odor. Murphy's oil soap, which is always what cowboys used for cleaning saddles and boots, might also work (as well as making the leather shiny), but then again, many of those same cowboys are usually trying to keep the leather smell!

* On a small scale, leather odors can be removed by simply placing the offending article of clothing or leather product into an airtight container with baking soda for a few days. This restoration treatment however, may or may not work with this particular odor and it is certainly not possible to carry out on a large scale.

* Here's another baking soda trick; put your leather item in a bag/pillowcase. Sprinkle a liberal amount of bicarbonate soda in it. Fasten the bag up, give it a good shake, and then leave it in there for at least twenty-four hours. The baking soda should help absorb some of the odors.

* You can also put your leather item in a plastic bag with crumpled-up newspaper for a few days; it should absorb the odor. This is also part of the reason why some shoe stores put newspaper inside their leather shoe products (aside from avoiding the shoe to warp because of the hollow insides).

* Activated charcoal may work just as well as the newspaper method, but you don't want it to touch your leather item because it will ruin and stain its surface.

* You can also sponge the jacket down with ¼ cup of white vinegar to a bucket or sink of water. Sponge down your beloved leather jacket with the solution. Rinse afterwards, then apply the vinegar solution again, then rinse once more and hang to dry some place out of direct sunlight as heat can damage leather.

Vinegar will condition and clean leather and remove odors, or at least it will once its own sourness dissipates from your leather item. You can do this occasionally or when it gets heavily soiled.

* You can place pandan leaf on your smelly leather item as well. Pandan (P. amaryllifolius) leaves are used in Southeast Asian cooking to add a distinct aroma to rice and curry dishes such as nasi lemak, kaya ('jam') preserves, and desserts such as pandan cake.

Fresh leaves are typically torn into strips, tied in a knot to facilitate removal, placed in the cooking liquid, then removed at the end of cooking. Dried leaves and bottled extract may be bought in some places.

* You can also substitute Febreze with most of the cleaning agents here. Febreze uses a chemical compound called cyclodextrin that has been used in household and custodial cleaning products for quite some time.

The sugar-like substance doesn't necessarily "clean" the leather odors out, but acts as an absorbent-like baking soda or crumpled newspaper, to help soak the leather odor out.

* You can also dip the leather apparel in a bucket of bleach, rubbing alcohol or an ammonia solution for about an hour. You will then find that the foul smell has been replaced by a lovely hospital smell that will certainly attract the nostrils of young gentlemen. A reapplication of leather conditioner afterwards may be necessary.

Here are some words of warning, though; make sure to do some colorfastness test on the leather to make sure it won't fade because of the bleach. It would also be advisable to use oxygen bleach instead of chlorine bleach to avoid fading and drying in the first place.

Leather FAQ

What is the difference between Full Grain, Top Grain, Genuine and Bonded leather?

All leather isn't equal and it is important to understand the differences when you are buying leather products. Leather is a natural material. It is strong, breathes, insulates and molds to your body. It is a combination of beauty and strength. Just how beautiful and how strong, however, are influenced by the hide source, cut and process.

* Full Grain Leather: This is the best leather money can buy. It is taken from the top layer of hide and shows the natural markings and grain of the leather. The natural surface of full grain leathers burnish and beautify with use. Full Grain Leather burnishes over time.

This is the exceptional leather used in thick leather goods and leather accessories. Top quality cow and water buffalo full grain leathers are extremely strong and durable. It is used in luxury briefcases and expensive saddles and bridles.

It's this type of leather that has the most 'musk' of all the other types. This sought after (or not-so-sought after) smell makes it distinct among all the rest.

* Top Grain Leather: This is the second highest grade of leather. Top grain leather is split from the top layer of blemished hide and is sanded and refinished. Top grain leather does not burnish and beautify with use, but it is as strong and durable as full grain leather.

* Bonded Leather: Bonded Leather is leather's bottom. Suede scraps are ground together with glue and resurfaced in a process similar to vinyl manufacture. Bonded leather is weak and degrades quickly with use.

* Genuine Leather: This is produced from the layers of hide that remain after the top is split off for the better grades. These weaker under layers are known as suede. (Don't be confused with the fuzzy finish also referred to as "suede.") The suede surface is usually refinished to resemble a higher grade. It can be smooth or rough. Caution: The inferior quality of genuine leather becomes evident with use.


How to Get Rid of Leather Smell

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Saturday, December 3, 2011

Find Your Luggage Easily

!: Find Your Luggage Easily

The most important thing to remember as you leave your luggage off at the airport is to remove all of the old stickers. You do not want any of the old bar codes sending your bag some place other than where you are going this time! You also want to remove any shoulder straps or add-a-bag straps, because these can get caught in the conveyor belt and hold up your luggage. Additionally, you don't want to travel with damaged luggage. Damages such as rips and tears can worsen during baggage handling, and your clothing and belongings can go astray. Be sure to have your name, address, cell phone number, and destination placed inside the luggage where it can be seen. If by chance, it has gone astray the airlines need to know how to contact you.

Of course, you need a luggage tag placed on the outside handle. Tags today have the address hidden for your security. No use broadcasting to anyone that you're away from home! Because of the amount of luggage being handled today, and the fact that claim checks are rarely verified when leaving the airport, you may want to put a tag on both the top handle and the side handles of your luggage. In that way, other passengers can readily see that the bag is not theirs. Bright colored tags make spotting your luggage easier. Keep the same color scheme for all of your bags, so you know what color to look for, and you can spot it at a distance. Put one on each handle. Laminated luggage tags of your business card are another good idea. This will have your name and business address and phone number. Again, put one tag on the top handle and one on the side handle. Handle wrappers come in many colors and prints and will change the look of your luggage completely by changing the color of the handle. When you put one on each handle, it really makes the luggage distinctly yours.

TSA locks are also available in bright colors. You can choose the combination lock or the key lock. These are the only locks permitted at airports, because TSA security personnel have a key that bypasses the lock and allows them to open the case when necessary. You can place one of these locks on the main zipper, and on any outside zipper pockets if you wish. Try to keep to the same color scheme, or combination, so you know what you're looking for at busy airport carousels.

One of the best ideas for identifying your luggage is having your monogram imprinted or burned on to the case. This is permanent and cannot be easily removed. No one can claim they thought it was "theirs" when it obviously does not have their initials or name on it. Paste on lettering can be removed, while monogramming cannot. Many travelers also have their luggage tags monogrammed with their initials. It's another way of identifying your luggage as strictly "yours." Remember that ribbons and bows are only temporary as identification. They unfortunately can be removed easily, and also get caught in the airport conveyer belts and ripped off, sometimes damaging the luggage. With the vast amount of luggage in black, or other dark colors, it's important to have your luggage stand out from the rest.

Travel belts that go around the suitcase are another way of identifying your bag. They are available in bright solid colors and prints. These travel belts circle the bag going through the handle so they won't slip off. Some models have a combination lock, but these must be TSA locks to be permitted at airports. The TSA security personnel can also open these with their master key if the need arises. There are also cute tags that say "STOP I'm not yours" and "Just Retired" which are eye-catching and distinctive. Some luggage includes "tracer programs" and these can also be purchased separately. These programs offer a reward and an 800 number for finders to call to reunite you with your lost luggage. Hopefully, by following these tips you and your luggage will arrive at your destination at the same time!


Find Your Luggage Easily

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